1. Save enough money to pay your bills and buy food for three to six months so that you will be able to continue your lifestyle for a short amount of time in order to find another job.

2.  Do not spend excessively on things that you do not actually need.  This will enable you to build your emergency fund.

3.  Avoid using credit cards as much as possible because the added debt will add stress in case of a layoff.

4.  Discuss money issues with your partner and set joint goals to prevent fights later on about your spending habits.

5.  If you suspect a layoff is approaching, transfer high interest debt to a lower interest loan and focus on paying that off within a few months.

6.  Increase your contacts in the industry so that you will have a network to access when searching for a new job.

7.  If you own your house and fear losing job shortly, you may want to open a line of credit before losing your job and keep it open in case of emergency.

8.  Buy personal disability coverage in case of an injury while you are laid off.

9.  Use your company's resources while they are available.  If your company offers discounts on certain products that you really need or provides accredited college courses that can transfer to a local university, take advantage of their benefits while they are available to you.

10.  Research medical insurance and find out how much it would cost and what it would entail to extend your insurance in case of a layoff.