Repaying your college loans can be very difficult, a fact that they forget to stress when you are signing up for college, but here are some great tips to help you pay down those loans.

1.  Know exactly what you want, how to get it and if it will be worth the hassle involved.

2.  Look into College Level Examination Program tests which allow "real world" experienced students to use their skills as college credits.

3.  Apply for financial aid.  Pay particular attention to scholarships and grants which never have to be repaid.

4.  In speaking with a financial-aid counselor, ask to have your needs assessed based on your projected income for the coming year rather than your past year.

5.  Pay attention to the details of loans that you take out to finance school.  The interest rates and the repayment options vary depending on the type of loan, as well as the lender.

6.  Be aware that you can write student loan interest off on your taxes.  There are also several other tax credits and deductions that you may want to research and take advantage of.

7.  Pay for college over a longer period to have the advantage of tax deductions over a longer period.

8.  Find out if your employer has tuition reimbursement.  Many employers provide at least part of employees' school costs and tuition assistance up to $5250 is tax-free.

9.  Look into obtaining college credits through other means than the actual university you plan to attend.  Many corporations offer accredited classes that you can transfer to a degree program, saving yourself money.

10.  Online programs can be time convenient as well as more affordable, but before enrolling, make sure that the program you choose is accredited by an agency that the U.S. Department of Education recognizes as legitimate.